Important Disclaimers
Past performance does not guarantee future results.
Financial planning involves consideration of market risks and individual circumstances may affect outcomes.
Please read these important disclaimers carefully before using our financial planning services. These statements clarify the nature of our consultations and your responsibilities.
General Information Disclaimer
The information provided through our financial planning subscription service is for general guidance purposes only and should not be considered as personalised financial advice without proper consultation.
We aim to provide helpful insights, but individual circumstances vary significantly and require personalised assessment.
Limitation of Liability
Our liability is limited to the extent permitted by Australian Consumer Law. We cannot be held responsible for decisions made based on general information provided through our service.
- Indirect or consequential losses arising from use of our service
- Market fluctuations or economic changes beyond our control
- Decisions made without proper consultation or against our recommendations
- Technical issues or service interruptions beyond our reasonable control
Information Accuracy
We strive to provide accurate and up-to-date information, but cannot guarantee the completeness or accuracy of all content due to constantly changing financial markets and regulations.
Always verify information with current market data and consult with qualified professionals for important financial decisions.
Financial Planning Disclaimer
Our financial planning subscription provides guidance and consultation services. We do not provide specific investment recommendations or guarantee particular outcomes.
- All financial planning discussions are based on information you provide and general market conditions
- Individual results depend on personal circumstances, market conditions, and implementation of suggested strategies
- We recommend consulting with licensed financial advisors for complex investment decisions
Individual results may vary based on personal circumstances and market conditions.
External Links Policy
Our service may contain links to external websites for additional resources. We are not responsible for the content, accuracy, or policies of these external sites.
Please review the terms and privacy policies of any external websites you visit through our links.
Professional Advice Limitation
While our team has extensive experience in financial planning, our subscription service provides general guidance rather than formal financial advice as defined by Australian Securities and Investments Commission regulations.
For complex financial decisions, seek advice from licensed Australian financial advisors who can provide formal recommendations.
No Warranties
We provide our service on an "as is" basis without warranties of any kind, either express or implied.
- Merchantability or fitness for a particular purpose
- Uninterrupted or error-free service operation
- Specific financial outcomes or results
Governing Law and Jurisdiction
These disclaimers and our service are governed by Australian law, specifically the laws of New South Wales.
Any disputes will be resolved in accordance with Australian Consumer Law and relevant state legislation.
- Australian Consumer Law provides certain guarantees that cannot be excluded
- State-specific regulations may apply depending on your location within Australia
- International users should consider their local laws regarding financial services
User Indemnification
You agree to indemnify and hold us harmless from any claims arising from your misuse of our service or violation of these terms.
Changes to Disclaimers
We may update these disclaimers periodically to reflect changes in our service or legal requirements. Continued use constitutes acceptance of updated terms.
Contact Information
If you have questions about these disclaimers or our service, please contact us using the information below.
Last updated: September 5, 2025
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